ilmscore | Business Term Loan Qualification Predictions

N/A

Accuracy

Recent Predictions

Total: 3

Correct: 0

Incorrect: 0

Pending: 3

Unrated: 0

Prediction

Author

Predicted at

Status

Video

For business term loans, banks require a personal credit score of 680+, while online lenders may accept scores as low as 600+.

"Banks generally want to see a credit score, your personal credit score of 680 or above. Online lende..."

Aug 18, 2025

Pending

Most lenders require at least $100,000 in annual revenue for business term loans; online lenders may have a lower threshold.

"They're going to want to see annual revenue from your small business. So, most lenders want to see a..."

Aug 18, 2025

Pending

Banks typically require 2+ years in business for term loans, while online lenders may accept as little as 6 months.

"They're also going to look at your time in business. So, banks want to see two plus years. Online le..."

Aug 18, 2025

Pending